Your Money. Understood, Simplified, and Working for You.
Fren helps you take control of your finances with personalized insights, effortless budgeting, and smarter recommendations — all in one place.
No spreadsheets. No guesswork. Just clarity.
Managing your money shouldn't feel like a full-time job.
Most money tools were built for yesterday:
manual
,
time-consuming
and
disconnected
from your real life
You deserve a system that works for how you live and earn today.
Introducing Fren, Your Personal Financial Health Companion
We got tired of the guesswork too. So we built Fren, a modern money app that's personal to you.
Take Control Effortlessly
See your entire financial life in one place.
Get Personalized Insights
Smart Recommendations just for you
Act Instantly
Understand your spending, savings, and habits.
Track Your Progress
See your financial health improve over time
Core Features
Smarter tools for a healthier financial life
Fren brings clarity and action together, helping you connect, measure, and improve every aspect of your financial well-being.
Connect your accounts
Using bank level encryption, securely link your bank accounts, credit cards, and investment accounts using our encrypted connection. We never store your credentials
Get Personalized Recommendations
Smart suggestions to grow your money based on your unique financial profile and goals.
Add to Goal
Set and Reach Goals
Plan, save, and track progress toward your financial goals with smart automation.
Track Transactions
Auto-categorize spending to reveal your habits and identify opportunities to save
YOUR FINANCIAL HEALTH SCORE
62/100
+4 since last month
Growing
Consistency is key. Revisit your budget this week to stay on track and improve your score.
Financial Health Score
See how healthy your finances are with our proprietary scoring system powered by real data.
Imagine the Peace of Mind That Comes with Control
With Fren, you'll finally have clarity around your money — better control, smarter insights, and steady progress toward your goals. Your future self will thank you for it.
Better money control
Clear financial goals
Personalized insights
Peace of mind
Loved by Early Users Like You.
Join satisfied professionals who've transformed their financial health with Fren.
"Fren helped me finally understand where my money was going — and how to make it work for me."
Ada
Product Designer
"It's the first finance app that actually feels personal."
Chinedu
Software Engineer
"Fren made budgeting easy and fun. I'm saving more without trying."
Tomi
Startup Founder
FAQ
Frequently Asked Questions
Find answers to common questions about Fren.
Fren Finance uses bank-grade encryption and secure protocols to protect your data. We never store your login credentials, and you stay in full control of what you share and when.
No. You can start with just one account and add more over time. However, linking multiple accounts gives you the most accurate view and better recommendations.
No. We're not here to sell you random financial products. Our recommendations are based on your data and designed to help you meet your goals.
Unlike traditional budgeting apps, Fren provides a holistic view of your financial health with personalized insights, automated categorization, and a proprietary health score that helps you track progress over time.
Currently, Fren Finance is available only in Nigeria. We're working on expanding to other African countries soon.
Don't Let 'Someday' Delay Your Progress.
Every day you wait is a missed opportunity to improve your financial health. Start now — it only takes a minute.
No credit card required. Cancel anytime.
Your data is encrypted and secure.
Empowering Africans to make smarter money decisions.